Payment Gateway

Pricing

Flexible pricing that scales with your business

Simple, transparent pricing that grows with you.

Transaction fees

Domestic Transactions

1.5%

Base fee
1.5%
Additional flat fee
₦0
Waiver threshold
-
Maximum transaction fee
₦2,000
VAT
7.5%

International Transactions

4.5%

Base fee
4.5%
Additional flat fee
₦0
Waiver threshold
-
Maximum transaction fee
$1000
VAT
—

Transfer fees

Local Transfer Fees

Nigeria

RangeFee
₦100 – ₦5,000
₦10
₦5,001 – ₦50,000
₦25
Above ₦50,000
₦50

International Transfer Fees

Ghana (Transfer to Mobile Money)

RangeFee
—
1.5%

International Transfer Fees

Kenya (Transfer to Mobile Money)

RangeFee
—
1.5%

Nigerian VAT Example

7.5% VAT applies only to the transaction fee, not the principal amount.

Transaction Amount
₦10,000
Transaction Fees, 1.5%
₦150
VAT on Transaction Fee, 7.5%
₦11.25

VAT is tracked per transaction and can be used for monthly tax reporting.

Frequently asked questions

By default, the merchant pays. This can be configured so the customer pays.

VAT currently applies to Nigerian merchants at 7.5%.

No. VAT is charged only on the transaction fee.

No. Fees can't be modified.